Required Documents
Have these documents ready and your loan will move faster — here's your complete checklist.
Your Document Checklist
Gathering your documents before you apply is the single best way to speed up your approval. Here's everything we'll need, organized by category.
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Documents Required
- Driving license copy — both sides
- Past two (2) years W-2 statements
- Two pay stubs covering the last thirty (30) days
- Two most recent monthly bank statements
- If non-US Citizen: copy of Green Card / H1B copy (all pages) & passport (details, visa pages)
- For Purchase Loan: the signed Purchase Contract & Earnest Money check copy
Additional Property Documents
- If you own any properties (including the currently owned primary home):
- Latest Mortgage statement & if not escrowed — Homeowner's Insurance copy and Property Tax statement
- HOA statement/transactions (showing property address, amount, pay frequency)
- If the property is already leased:
- Active lease document & proof of two months rent received
- If purchased within the last 12 months — ALTA/CD showing the purchase date
- Or latest year tax returns showing this property in Schedule E
Income Other Than W-2s (1099 / rental / business etc.)
- Last 2 years tax returns (all pages)
- If self-employed (owner) through a corporation:
- Last two years corporate returns
- Year-to-date profit and loss statement
- Balance sheet
Upload Documents Securely Online
Having all your documents ready before you apply speeds up the approval process significantly. You can upload documents securely anytime through our Loan Portal.
Documents Ready? Let's Get Started
Start your application online and upload your documents at your convenience.
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